I started this blog two years ago in an act of faith–mainly as an accountability tool for myself. At the time, I wasn’t even making enough to do regular monthly pay off reports like all my debt blogging peers. But I said to myself, “until you can work your plan to show progress, feature the stories of OTHERS and do what you can.”
STARTS AND STOPS
So, this blog and my debt free journey are full of starts and stops over the past two years in an attempt to regain momentum in paying off my debt.
Life events like unemployment, underemployment, caregiving for a sick parent, attending to my own health issues (undergoing brain tumor surgery) and losing a loved one due to an unexpected tragedy–have been overwhelming.
I’ve had to pause, often, to catch my breath, process, and adjust to these life-altering events.
Although often discouraged and paralyzed with self-doubt wondering if my vision was too ambitious for me to pull off–I could never bring myself to give up.
FAITH IN ACTION
I didn’t cease to pray even when I wasn’t in a traditional or obvious posture of prayer. In other words, my inner disposition was always in a posture of prayer.
My soul has been holding on for dear life to what felt like a dental floss string of faith while crying out to God for HELP.
AN UNEXPECTED EXPONENTIAL”RETROACTIVE” BLESSING
Well, this month, due to an unexpected and ridiculous move of favor from God towards me (i.e., answered prayers), I was able to resume my debt free repayment plan and knocked out over 10% of my total debt balance in ONE MONTH.
An amount equivalent to a good year’s worth of side hustle earnings. Talk about an exponential “retroactive” blessing.
After I settle two more bills (a medical bill and an AMEX card. I made an offer awaiting acceptance), I’ll be done with consumer and medical debt and all debt repayment can go toward this ancient student loan debt. Lord willing, I will be doing my DEBT FREE scream before or by the end of 2020 at the latest.
That is, Lord willing and His continuing to bless and favor me to EARN exponentially.
INSPIRATION | DONT GIVE UP
So my story should inspire those who find themselves stopping and going on their journey. When you are determined to reach the finish line, you will NOT quit. You resume. You pick up where you left off.
And if your relationship with GOD is affectionate & robust, you just may be setting yourself up to receive a retroactive blessing.