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Terms of Use


All users of this site agree that access to and use of this site are subject to the following terms and conditions and other applicable law. If you do not agree to these terms and conditions, please do not use this site.


The entire content of this site, with the exception of where citation expresses otherwise,  including but not limited to text, graphics or code is copyrighted as a collective work under the United States and other copyright laws, and is the property of Tish Industries, LLC   DBA Goodbye Broke.



You are free to copy, distribute, display the work, herein, strictly under the following conditions:  1) You must obtain written permission from editor/administrator of Goodbye Broke.  2) You must attribute the work you produce to Goodbye Broke including the URL (www.goodbyebroke.com) somewhere in your work.  3) You may not alter, transform, or build upon this work.  For any reuse or distribution, you must make clear to others the license terms of this work.



We are content curators. We seek out the most excellent information from proven and credible sources around the web pertaining to our niche topic.  We seek permission, directly,  from content creators to use their information on our site and where we are unable to reach the creator, if content is compelling enough, we include it on our site with credit disclosed and links back to the author.  See some of our content partners:

DEBT Calculator is used courtesy of The Simple Dollar in compliance with their Terms of Use Policy.

Watch & Learn video on home page–created by Ebba now Good Budget

FREE Budget Spreadsheet created by Seed Time Christian Finance.



All trademarks, service marks and trade names of Goodbye Broke used in the site are trademarks or registered trademarks of Goodbye Broke.



This site and the materials and products on this site are provided “as is” and without warranties of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable law, Goodbye Broke disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement. Goodbye Broke does not represent or warrant that the functions contained in the site will be uninterrupted or error-free, that the defects will be corrected, or that this site or the server that makes the site available are free of viruses or other harmful components. Goodbye Broke does not make any warranties or representations regarding the use of the materials in this site in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.



Goodbye Broke shall not be liable for any special or consequential damages that result from the use of, or the inability to use, the materials on this site or the performance of the products, even if Goodbye Broke has been advised of the possibility of such damages. Applicable law may not allow the limitation of exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.



In the event that a Goodbye Broke product is mistakenly listed at an incorrect price, Goodbye Broke reserves the right to refuse or cancel any orders placed for product listed at the incorrect price. Goodbye Broke reserves the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is cancelled, Goodbye Broke shall issue a credit to your credit card account in the amount of the incorrect price.



These terms and conditions are applicable to you upon your accessing the site and/or completing the registration or shopping process. These terms and conditions, or any part of them, may be terminated by Goodbye Broke without notice at any time, for any reason. The provisions relating to Copyrights, Trademark, Disclaimer, Limitation of Liability, Indemnification and Miscellaneous, shall survive any termination.



Goodbye Broke may deliver notice to you by means of e-mail, a general notice on the site, or by other reliable method to the address you have provided to Goodbye Broke.



Harassment in any manner or form on the site, including via e-mail, chat, or by use of obscene or abusive language, is strictly forbidden. Impersonation of others, including a Goodbye Broke or other licensed employee, host, or representative, as well as other members or visitors on the site is prohibited. You may not upload to, distribute, or otherwise publish through the site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable which may constitute or encourage a criminal offense, violate the rights of any party or which may otherwise give rise to liability or violate any law. You may not upload commercial content on the site or use the site to solicit others to join or become members of any other commercial online service or other organization.



Goodbye Broke does not and cannot review all communications and materials posted to or created by users accessing the site, and is not in any manner responsible for the content of these communications and materials. You acknowledge that by providing you with the ability to view and distribute user-generated content on the site, Goodbye Broke is merely acting as a passive conduit for such distribution and is not undertaking any obligation or liability relating to any contents or activities on the site. However, Goodbye Broke reserves the right to block or remove communications or materials that it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading, (c) in violation of a copyright, trademark or; other intellectual property right of another or (d) offensive or otherwise unacceptable to Goodbye Broke in its sole discretion.



You agree to indemnify, defend, and hold harmless Goodbye Broke, its officers, directors, employees, agents, licensees and suppliers (collectively the “Service Providers”) from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these terms and conditions or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the site using your Internet account.



In an attempt to provide increased value to our visitors, Goodbye Broke may link to sites operated by third parties. However, even if the third party is affiliated with Goodbye Broke, Goodbye Broke has no control over these linked sites, all of which have separate privacy and data collection practices, independent of Goodbye Broke. These linked sites are only for your convenience and therefore you access them at your own risk. Nonetheless, Goodbye Broke seeks to protect the integrity of its website and the links placed upon it and therefore requests any feedback on not only its own site, but for sites it links to as well (including if a specific link does not work).